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Most people who are in the market for a new home are aware of the costs associated with purchasing a home and moving, but closing costs can be expenses that may be overlooked, especially for first-time home buyers. The amount of the closing costs will depend on where you live, the type of home you are purchasing, and the type of mortgage you are going to carry, but in most cases they can equal anywhere from two to four percent of the purchase price of your home. So before planning your home purchase budget, here are some hidden expenses that you may want to include. In general there are two

When we think of selling a home, the services a REALTOR® can provide usually seem worth the cost of their commission, but what about as a buyer? What can a REALTOR® do for you as a home buyer, and is the commission worth the services they can provide? Here are five great reasons you should hire a REALTOR® when you are in the market for a new home! REALTORS® Can Help You Determine Your Budget-With a few simple pieces of information, a REALTOR® can help you pre-determine what kind of budget you may be looking at for your new home, and can match you with potential lenders that are right

What Is A Property Survey?

Tuesday, 19 March 2013 by

When purchasing a home, especially for the first time, you are going to encounter a lot of terms and jargon you may never have heard before. “Property survey” is one such term you may encounter in the process, and it is often not considered one of the more important parts of the home buying process, but it is an essential part of any home purchase closing process and should not be overlooked. What Is A Property Survey? A property survey is a document, usually in the form of a map or sketch, that outlines all the prominent features of a property, including the house and the physical

Whether it’s the character and charm of an older home with its original features, hardwood floors, and wood burning fireplace, or the quaint historic feel of the neighborhood in which it is found, there is a certain appeal to older property. But purchasing an older home may involve additional work and costs that a newer home may not. With a little research and preparation, however, you may find that purchasing an older property may be the right decision for you. Here are a few things to consider before making an offer on an older home. Age Of The Home Depending on where you live, an

When you start shopping for a home, you probably have a very specific image of what you would like that home to look like. You probably also see the perfect neighborhood surrounding that perfect home. Every buyer sets out with an image of the house they want to own, but in reality compromises are often necessary in order to stay within your budget. Compromising On The House There may be certain things that are non-negotiable when it comes to your new home, such as the number of bedrooms or a two-car garage. But as you take a look at the homes that are within your budget, you may discover

When it comes to shopping for a home, especially if you are buying for the first time, having an agent on your side is extremely helpful. But if you have never bought a house before, you may have no idea where to begin finding a REALTOR® that you can really trust to help you with this important decision. If you open the phone book you will see a long list of names, and very little help to figure out which one to call. There are a few ways you can narrow down the field of real estate agents to find someone you can trust. Ask Your Friends And Family To find a real estate agent you can

Everyone heads out to look at potential homes with a list of the things they want in a house, and a list of the things they definitely do not want. In addition to that wish list, there are also some other things you will notice about the homes you visit that may strike you as potential problems. When looking at homes, it is important to know what things are deal breakers and what things are minor issues that you can deal with easily. Turning down a dream home because of something that is an easy fix seems like a silly thing to do, but it happens surprisingly frequently. Cosmetic Issues

If you have children, or even if you don’t yet but plan to in the future, schools are something you will need to take into consideration when you search for a new home. In most areas, certain boundaries define which schools your children will go to, and switching to a different school can be complicated and expensive in many cases. Fortunately, finding a great neighborhood with good quality schools is not difficult, thanks to the internet. Online ratings and reviews of schools can help you to make the right call when it comes to finding a home that will offer your children a quality

As you begin looking for a home to purchase, you will start to come across houses that have a homeowner’s association. This is an association made up of the people who own homes in the area, created to help maintain certain standards in the community. They set rules and regulations for all kinds of things, from the color you can paint your house to the time you need to turn down the stereo in your backyard. You will need to decide whether or not you want to live in a neighborhood with an existing homeowner’s association or whether you would rather avoid them. This is, of

How Much Yard Do You Need?

Tuesday, 19 March 2013 by

You probably have spent a good deal of time considering how much space you need inside your home, but what about how much space you need on the outside of it? House hunting with an idea of the square footage you are seeking is a good idea, but in addition to that you should have an idea of how much yard space you will need around your new dwelling as well. Buying a home with a large yard can be costly, especially in sought after areas where a big lot is a major selling point. But if your yard is really important to you, it might be worth the extra expense. Consider how you use your yard

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